About Your Cooperative
GSCOOP (Global Synergy Multipurpose Cooperative Limited) is a member-owned financial cooperative designed to help you build wealth, access affordable credit, and achieve your financial goals through disciplined savings, strategic borrowing, and shared prosperity.
To empower members through affordable financial services, promote a culture of savings, and create wealth through collective investments, mutual support, and shared values.
Modern Technology
Mobile app (Fuse Go) and web portal for 24/7 access
Registered & Regulated
Properly registered cooperative with governance and audits
Competitive Returns
20% annual dividends on shares, 3–7% quarterly cashbacks
Member-Owned
You're an owner, not just a customer
Membership & Shares
Your shares earn 20% dividends annually, paid directly to your bank every December.
| Plan | Monthly | Duration |
|---|---|---|
| Quick | ₦8,333 | 6 months |
| Standard | ₦5,556 | 9 months |
| Extended | ₦4,167 | 12 months |
Full benefits once fully paid. Max: 50 units (₦2,500,000).
📊 Shares Ownership
💰 Savings Wealth
Savings Tiers
Based on: 6-month average balance, membership tenure, and savings consistency. Everyone starts at Bronze.
| Tier | Rate | ₦100K Qtr | ₦500K Qtr |
|---|---|---|---|
| Bronze | 3% | ₦750 | ₦3,750 |
| Silver | 4% | ₦1,000 | ₦5,000 |
| Gold | 5% | ₦1,250 | ₦6,250 |
| Platinum | 6% | ₦1,500 | ₦7,500 |
| Diamond | 7% | ₦1,750 | ₦8,750 |
Schedule: Q1 (Mar 31), Q2 (Jun 30), Q3 (Sep 30), Q4 (Dec 31)
Savings Calculator
Savings Plus Loan
| Tier | Rate | ₦100K/12mo | Monthly |
|---|---|---|---|
| Bronze | 14% | ₦114,000 | ₦9,500 |
| Silver | 12% | ₦112,000 | ₦9,333 |
| Gold | 10% | ₦110,000 | ₦9,167 |
| Platinum | 8% | ₦108,000 | ₦9,000 |
| Diamond | 6% | ₦106,000 | ₦8,833 |
Loan ≤ Your Savings
₦500K savings → up to ₦500K free
Loan > Your Savings
Excess amount needs guarantor coverage
Withdrawal Rules
| Tier | Annual Limit | Fee |
|---|---|---|
| Bronze | 15% | 3% |
| Silver | 20% | 2% |
| Gold | 25% | 1% |
| Platinum | 30% | 0.5% |
| Diamond | 35% | 0% Free! |
⚠️ Large withdrawals can affect your tier if your 6-month average drops below the minimum.
Referral Program
Share and Earn! Get rewarded for every friend who joins using your referral code.
🏆 Monthly Bonus: 11+ referrals in one month = additional bonus!
Member Benefits
20% on shares, paid every December.
3–7% on savings, paid quarterly.
Borrow 2× savings at 6–14%.
₦1,500–₦2,500 per referral.
GSCOOP is working on WealthMate investment products and more. Enable notifications on Fuse Go to stay updated!
Contact & Support
💡 Emergency WhatsApp support on weekends
All savings and shares calculated less liabilities. Takes 3 months.
⚠️ Permanent and irreversible.
Ready to Start Building Wealth?
Download Fuse Go and join thousands growing their finances with GSCOOP.
Get Started Now →All benefits and rates subject to cooperative terms. Rates may change based on performance and market conditions. 30-day notice before changes.